Valerie Elam has lived and worked in the SW Florida area for over 25 years. Owned and operated Southern Trust Mortgage & Southern Trust
Land Title for 17 years. In 2007 Valerie and her husband opened
Brew Babies Garden Bistro, a 200 seat upscale Jazz Bistro. Valerie and her son Dallas are musicians and created a unique dining experience with not only food but great music.
Valerie loves small business and has worked with many small business owners to obtain sources of capital to help grow there business. Valerie loves meeting business owners and can work
with any schedule. Loves to meet business owners in their business
to get a feel for their vision and find the right fit for their capital need.
Bridge loans are very aptly named, and not in that they are used to secure funding so you can buy a bridge. Instead, they’re used to cover the period between two commercial ventures when people often experience liquidity issues. If...
Here’s a common scenario. You’re ready to open your own business. You’ve done your homework. You wait for their decision. You’ve been rejected. Your vision of being your own boss has been quashed. Or has it? In today’s tumultuous economy,...
A business capital loan allows you to put the capital you have built up in your business to work for you right now. This type of loan is quite different than the typical bank loans. You aren’t really borrowing money...
Depending upon your business needs, and your credit worthiness, a business loan or line of credit may not be an option for your business. A secured business credit card, on the other hand, is fairly easy to qualify for and...
Once you have your small business up and running, you hope that is the end of financing and that your business will support itself. In the first few years, however, small businesses will sometimes need influxes of cash to stay...
Consumer financing describes the general division of banking that deals with direct to consumer lending. This can include credit cards, mortgage loans, auto loans and personal lines of credit. People aren’t always clear on the details behind how this area...
As hard as it is to come to terms with disappointment, being turned down for a small business loan is not the end of the world. In fact, if your business is not a good credit risk, there is actually...
Businesses often require a great deal of financial flexibility in order to maintain smooth operations and stay afloat. Of the many options for obtaining that flexibility, business lines of credit may prove to be the handiest. One way in which...
Your business credit score is a key factor lenders use in order to figure out whether your application should be approved or denied. The metric can also influence the amount of credit that will be extended to your company, as...
Your business needs a steady cash flow to keep running. Giving your customers the option to invoice their purchase with you is a convenience for them, but it can be an inconvenience to you to wait for them to pay....